Term Of Use

CONDITIONS:

By using this website you agree to the terms and conditions included herein. Therefore, you should read them carefully. These terms and conditions may be revised and modified at any given time by amending this notice and divulging it in our website. If you use the website after changes have been made, you will be bound by those revisions. We suggest you visit this website frequently to review the most recent terms and conditions.

If you decide to purchase insurance products or services from Multinational Life Insurance Company, terms and conditions included and specified in your policy will also apply.

RESTRICTIONS OF USE

This website belongs to and is operated by Multinational Life Insurance Company. Except where Multinational Life Insurance Company expressly and in writing states otherwise, no material or information posted on this website may be copied, reproduced, published, posted, transmitted, used in conjunction with other websites, hyperlinked or distributed in any way. You may access the contents of this website exclusively for your own use, provided you do not delete the copyright and other proprietary notices included herein. You may not distribute, modify, transmit, link to other websites or use the contents of this website for public or commercial purposes including the use of texts, images, audio and video without prior and written authorization from Multinational Life Insurance Company.

TRADEMARKS, SERVICE MARKS, COPYRIGHTS, TRADE NAMES, LOGOS, ETC...

All trademarks, service marks, trade names, logos or other copyrights contained in this website are property of Multinational Life Insurance Company. No content of this website may be interpreted as granting, either by implication or otherwise, any license or right to use any trademark, service mark, trade name logo or copyright or any other name contained in this website without prior and written consent from Multinational Life Insurance Company. You are hereby prohibited from using any trademarks, service marks, trade names or logos contained in this website for any purpose whatsoever other than the one expressly provided under these terms and conditions. All images appearing on this website are property of Multinational Life Insurance Company. Use of these images is strictly prohibited, which means you will not be allowed to use them unless granted explicit permission to do so. Unauthorized use of these images may constitute a violation of copyright, service mark, trademark, privacy and advertising laws, as well as other communication laws and regulations.

LINKS TO OTHER WEBSITES

This website is hyperlinked to other websites, some of which are beyond Multinational Life Insurance Company’s control. Multinational Life Insurance Company is in no way responsible for the content of those websites. Hyperlinks to other websites is solely for your convenience and does not imply any approval or authorization on behalf of Multinational Life Insurance Company as to those websites or their content. If you have difficulty accessing any of the websites hyperlinked to ours, or to report any hyperlink that is not working properly, please send us an email at: technician@inscompr.com

DISCLAIMER

The information and descriptions included in our website do not constitute complete descriptions or offers of the terms, exclusions and conditions applicable to each product or service being offered through this website. Multinational Life Insurance Company does not indicate, represent or guarantee these materials as being appropriate for their respective needs nor that they are complete, updates, reliable, or free from errors, inaccuracies or typographical errors. Multinational Life Insurance Company does not guarantee that its website is free or will be free of viruses or other coding that may be harmful or destructive in nature. Multinational Insurance Group will not be held responsible not will it assume responsibility for any damages that a situation like the aforementioned may cause to your computer equipment or other property as the result of you accessing, using or navigating this website, or by downloading any material, information, text, images, video or audio from this website, or ensuing from performance failure, error, omission, interruption, defects, computer viruses, or operation or transmission delays, or online or system failures.

Multinational Life Insurance Company DISCLAIMS ALL GUARANTEES, WHETHER EXPLICIT OR IMPLICIT, INCLUDING BUT NOT LIMITED TO IMPLICIT MARKETING GUARANTIES OR CAPACITIES FOR A PARTICULAR PURPOSE OR NON-INFRINGEMENT.

LIMITATIONS OF LIABILITY

Except to the extent allowed by law, Multinational Life Insurance Company will not be held responsible nor will it assume any responsibility for damages including but not limited to loss of profits or direct, indirect, special or consequential damages resulting from loss of data or business interruption, punitive or any other damages that may result from the use or the inability to use this website or the materials or services contained herein, or the products and services obtained through this website.

AVAILABILITY OF INSURANCE PRODUCTS AND SERVICES

Insurance products or services featured in this website are not available for use outside the Commonwealth of Puerto Rico, and are, therefore, meant to be used solely and exclusively within the Commonwealth of Puerto Rico. If you choose to access this website, you do it through your initiative. In addition, by doing so you accept responsibility for complying with all local, state and federal laws. The information contained in this website does not constitute an offer to sell or buy any insurance product or service. Use of this website is governed by the laws of the Commonwealth of Puerto Rico.

SOFTWARE LICENSES

You acknowledge and accept that any computer software that is available or provided in this website may contain technology that is subject to strict controls from various United States Government agencies in accordance with United States export control laws and regulations. You hereby agree not to transfer or export this software outside the United States (including, for example, providing software to any foreign person or entity in the United States) or re-export it outside the United States. If you do, you accept that this would constitute a violation of the United States export laws and regulations. Multinational Life Insurance Company does not authorize downloading or export of any computer software or technical information from this website to any jurisdiction forbidden under the United States export control laws and regulations.

PRIVACY

Our PRIVACY POLICY explains which information Multinational Life Insurance Company may obtain from you, as long as you agree to furnish it, and how we can use and protect said information.